Definition: Insurance license in Texas refers to an insurance license issued by the Insurance Commissioner of the State of Texas that is required for a person to practice as an insurance agent, broker or other professional in the state. The Insurance Commissioner is an employee of the Texas Department of Insurance who has been licensed by the Texas State Board of Financial Regulation (BSFR) to administer insurance contracts. They are responsible for ensuring that the policies being sold are appropriate and cover the risks facing their clients' property, life and health. The license allows them to regulate the activities of insurance companies and agents. To obtain an Insurance License in Texas, a person must meet certain requirements, including having completed at least 120 hours of training and passing an examination by the Texas Commission on Financial Services (TCFS). They also have to demonstrate proficiency in business practices as well as knowledge of basic legal and financial principles.
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